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Turkish Citizenship by Investment 2026: USD 400,000 Property, SPK Funds, Deposit and Other Routes

Author: Attorney Rufina Taştan· Antalya Bar AssociationPublished on: Updated:
Turkish Citizenship by Investment 2026: USD 400,000 Property, SPK Funds, Deposit and Other Routes

Short answer: in 2026 a foreigner can obtain Turkish citizenship by investment: property worth at least USD 400,000 with a 3-year no-sale annotation, or USD 500,000 in a bank deposit, government bonds, real estate or venture capital fund units (supervised by the Capital Markets Board, SPK), fixed capital or private pension; or by creating 50 jobs. Ordinary routes are 5 years of residence or 3 years of marriage to a Turkish citizen.

Last updated: 1 November 2026.

Which investments qualify in 2026?

Under Article 20(2) of the Regulation on the Implementation of the Turkish Citizenship Law:

OptionMinimumConditionCertifying authority
Real estateUSD 400,0003-year no-sale annotationMinistry of Environment and Urbanisation
Real estate or venture capital fund unitsUSD 500,000hold at least 3 yearsCapital Markets Board (SPK)
Bank depositUSD 500,000hold 3 yearsBDDK
Government bondsUSD 500,000hold 3 yearsTreasury and Finance
Fixed capital investmentUSD 500,000certifiedMinistry of Industry
Private pensionUSD 500,0003 years in the systemSEDDK
Employment—at least 50 employeesMinistry of Labour

Citizenship through property: recent changes

  • Since 13 May 2022 the threshold is USD 400,000 (previously 250,000).
  • Since 12 December 2023 only units with condominium or construction servitude title, or land with a building on it, qualify; empty plots and farmland do not.
  • An off-plan unit can qualify through a notarised promise-to-sell contract, with USD 400,000 paid upfront and a 3-year non-transfer undertaking annotated on the title.

In practice, value is confirmed by a licensed valuation report sent via TADEBİS, and payment goes through a Turkish bank with a currency sale certificate. If the contract price is below the valuation or payment rules are not followed, the investment may be rejected — so legal checks should come before payment.

Common mistakes

  • Valuation below USD 400,000 — the documented value counts, not the agreed price.
  • Cash or third-party payments — payment should go from the buyer through a bank in Turkey.
  • Buying a plot without a building after 12 December 2023.
  • Mortgage, attachment or annotations on the title deed.
  • Family documents without apostille and sworn translation.

What is "citizenship through SPK"?

It means buying units of a real estate investment fund or venture capital investment fund worth at least USD 500,000 and holding them for 3 years, certified by the Capital Markets Board. Check that the fund and its management company are SPK-licensed and eligible for citizenship before investing.

Process and ordinary routes

Investment → certificate of conformity → investor residence permit under Art. 31(1)(j) of Law No. 6458 → citizenship file and Presidential decision. The spouse and minor or dependent children are included (Law No. 5901, Art. 12). Ordinary naturalisation (Art. 11) requires 5 years of uninterrupted residence, Turkish language, income and good character; marriage (Art. 16) requires at least 3 years of continuing marriage.

For citizenship and residence matters: residence and citizenship lawyer in Alanya · lawyer in Antalya. Related: residence permit through property · how to check a tapu.

Frequently asked questions

Can I buy land to qualify?

Not since 12 December 2023 unless there is a building on it.

Does my family get citizenship too?

Yes — the spouse and minor or dependent children.

When can I sell the property?

After the 3-year annotation on the title deed expires.

How long does it take?

The law sets no deadline; it depends on workload and security checks.

This article is general information as of 1 November 2026 and is not individual legal advice. Thresholds and procedures change by Presidential decision — confirm them on the date of investment.

Rufina Taştan Law Office — lawyer in Alanya: legal advice in English, Russian and Turkish.

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